Payments
Paid before you cook. 0% OwnCart commission.
UPI and cards on the site, pay-in-chat on WhatsApp, COD only when you allow it — with a higher minimum.
0% commission₹10,000 / outlet / yearRealtime example below
Last updated
Quick answer
Razorpay UPI/cards on web, WhatsApp pay in chat, unpaid links expire, refunds when a guest cancels before cooking. OwnCart takes 0% commission.
Realtime tonight
Merchant: Kitchen only sees paid tickets. COD for a ₹90 chai is blocked by the minimum.
Customer: Guest pays ₹480 UPI in WhatsApp. No screenshot. No “paise send pannunga”.
How it works
- Turn on ONLINEUPI and cards per outlet.
- COD is a switchOff, or on with a higher cart minimum.
- Guest paysIn checkout or in the WhatsApp flow.
- Unpaid diesLinks expire so ghost tickets never reach the board.
- LedgerCOD cash vs online, every day.
Same feature, other businesses
Restaurants.
- Merchant: Prefer ONLINE so KOT starts on paid tickets; reconcile in ledger. Customer: Pays UPI on web or Hi → paid → kitchen.
Grocery & kirana.
- Merchant: Default ONLINE for dark-store. Customer: COD if enabled at checkout.
Meat stalls.
- Merchant: Push ONLINE so tray reserved paid. Customer: Pays fast at dawn orders.
Electronics stores.
- Merchant: Disable COD above threshold via cart mins / policy. Customer: Better device price room.
FAQ
Common questions
Is this a separate OwnCart product?
No. Payments is a feature area inside OwnCart, same plan as WhatsApp ordering and the live board.
Where do I see a full WhatsApp example?
The page we use as the pattern is WhatsApp ordering — Hi → pay → KOT.
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